Town Capital is a veteran-owned wealth management company based in Bel Air, MD, that specializes in providing financial planning services exclusively for nuclear power plant professionals. Founded by Ryan Townsley, a former licensed senior reactor operator with 19 years of experience in the nuclear industry, Town Capital helps nuclear power workers retire earlier and enjoy a more fulfilling retirement by offering low-cost, goal-based, custom portfolios, tax planning strategies, education funding solutions, and estate planning assistance.
With a data-driven, process-based, and mathematically tested planning approach, Town Capital ensures that clients have a retirement income plan tailored to their goals and personality type, incorporating statistical data on actual retiree spending and implementing guardrails to protect the portfolio. Additionally, the company constructs individualized retirement portfolios based on clients' cash flow needs, risk tolerance, risk capacity, and risk requirements, dynamically adjusting them to mitigate various investment risks. Town Capital also provides guidance on optimizing tax strategies, including Roth conversions, to help clients take control of their tax destiny.
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